To make this worse, it can even vary from within the house. Depending on the location of your PS4 and router, it may be faster to choose one over the other.
REMEMBER to pickup the cargo they drop when they sink!!īesides the legendary ships the highest level ships are level 60 Man-o-Wars. I apologize for the lack of a concrete answer here. The legendary ships CANNOT be captured and will give you 20,000 Reales each (the set of two ships, top right corner?, gives you 10,000 each for a total of 20,000). The legendary ships, I believe, are all level 75 and even with a maxed out ship can rip you a new one if you go at them unprepared. To get level 60 Man-o-Wars (either for their cargo or for collecting for Kenway's fleet) there is one non-respawning one outside New Bone (I've never seen it respawn on my game anyways) and they will always show up at a maxed out 4 'cross' wanted level as hunters, usually with a level 38 Frigate in tow - if your ship is maxed out you'll have no problems capturing BOTH. The Man-o-Wars are pretty consistent and respawn quickly.
Royal Convoys (the ships marked 'R' on your map) will net the most money in these regions, but don't pop up all the time.
All the regions marked 'Hard' have level 36 and 49 Man-o-Wars that are carrying tons of cargo and money.